HR 7105: Veterans Health Care and Benefits Improvement Act of 2020

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the new law that was signed in January called HR 7105 The Veterans Health Care And Benefits Improvement Act of 2020. On January 5th, 2021 President Trump signed the HR 7105 the Veterans Health […]

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VA Home Loans Simplified: FHA vs VA Buying Power

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses FHA financing, how veterans end up in it and the effect it has on buying power.  So many times when I am talking to veterans who have bought a home and they’re not in […]

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Refinance Current Mortgage to New VA Debt Consolidation

There are many things you can do with your VA home loan benefit and one of those is a cash out refinance. The benefits of this are the ability to take money out of your home for any reason, similar to most other loan programs, the FHA loan and the […]

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What Makes a VA Home Loan Specialist?

G: Hi there this is Ginger Bell and I am here today with Andrew Vierra, who is a VA Home Loan Specialist. So Andrew, tell me a little bit about your company and where you’re located.   A: My company is WealthWise Mortgage Planning and we’re in Folsom, California.   […]

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VA IRRRL Forbearance Updates – Roll Your Forbearance into a VA Home Loan

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the CARES Act provisions, skipping your mortgage payments through forbearance and the IRRRL. Circular 26-20-25 that the VA put out on June 30th, 2020. On June 30th, 2020, the VA put out Circular 26-20-25 […]

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Refinance Current VA to New VA IRRRL

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the VA Interest Rate Reduction Refinance Loan and the benefits associated with this refinance.  The most common refinance that we do is for those with military experience who are already using their VA home […]

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Refinance–FHA to VA

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses how you can use your VA home loan benefit to refinance out of your FHA loan into a VA loan.  One of the challenges that we see when veterans try to use the VA […]

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VA Home Loans Simplified: VA Funding Fee

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the VA service connected disability, its role in the VA home loan and how your California County Veteran Service Officer can help.  When you use the VA home loan benefit, the VA charges a […]

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California's VA
Home Loan Specialist

Andrew is a Senior Mortgage Banker with years of experience with residential home mortgages. Andrew is proud to specialize in VA Home Loans to help active-duty and retired military personnel realize the dream of home ownership. Andrew and his team are also skilled in Conventional and FHA financing to help homeowners decide on the loan program that suits their needs.

Andrew Vierra
NMLS #230799
Branch Manager
(916) 932-7160

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