CARES ACT Forbearance/VA Home Loan Circular 26-20-25 UPDATE: You CAN STILL get out SAFELY!

  This article talks about the VA circular 26-20-25 that has not been rescinded. So 26-20-25 is the VA circular that the title of it was impact of Cares Act Forbearance on VA purchase and refinance transactions. And in this circular, what they said was that you could still do […]

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VA Loan Officers Are NOT Created Equal: Test Them!

  In this article I will share with how you can determine if the loan officer that you’re talking to on the phone because a lot of times you find somebody on the internet and you pick up the phone and you call them how you can tell if they […]

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VA Certificate of Eligibility: Basic Requirements; Now Easier NATIONAL GUARD Qualifying

Today we’re gonna talk about the certificate of eligibility and what it takes to get one and what it means in having one when it comes to the VA home loan. So here’s the thing that you need to think about with this. The certificate of eligibility is like if […]

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VA Jumbo Loans: Up to 50% More Purchasing Power

This article talks about the VA jumbo loan more specifically how the VA jumbo loan compares to a conventional jumbo loan. So first, the definition of jumbo when it comes to VA is any loan amount that is above the conforming loan limit. So the conforming loan limits, they will […]

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HR 7105: Veterans Health Care and Benefits Improvement Act of 2020

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the new law that was signed in January called HR 7105 The Veterans Health Care And Benefits Improvement Act of 2020. On January 5th, 2021 President Trump signed the HR 7105 the Veterans Health […]

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VA Home Loans Simplified: FHA vs VA Buying Power

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses FHA financing, how veterans end up in it and the effect it has on buying power.  So many times when I am talking to veterans who have bought a home and they’re not in […]

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Refinance Current Mortgage to New VA Debt Consolidation

There are many things you can do with your VA home loan benefit and one of those is a cash out refinance. The benefits of this are the ability to take money out of your home for any reason, similar to most other loan programs, the FHA loan and the […]

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What Makes a VA Home Loan Specialist?

G: Hi there this is Ginger Bell and I am here today with Andrew Vierra, who is a VA Home Loan Specialist. So Andrew, tell me a little bit about your company and where you’re located.   A: My company is WealthWise Mortgage Planning and we’re in Folsom, California.   […]

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VA IRRRL Forbearance Updates – Roll Your Forbearance into a VA Home Loan

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the CARES Act provisions, skipping your mortgage payments through forbearance and the IRRRL. Circular 26-20-25 that the VA put out on June 30th, 2020. On June 30th, 2020, the VA put out Circular 26-20-25 […]

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Refinance Current VA to New VA IRRRL

Andrew Vierra, VA Home Loan Specialist and Branch Manager with WealthWise Mortgage Planning and VALoansOfCalifornia.com, discusses the VA Interest Rate Reduction Refinance Loan and the benefits associated with this refinance.  The most common refinance that we do is for those with military experience who are already using their VA home […]

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California's VA
Home Loan Specialist

Andrew is a Senior Mortgage Banker with years of experience with residential home mortgages. Andrew is proud to specialize in VA Home Loans to help active-duty and retired military personnel realize the dream of home ownership. Andrew and his team are also skilled in Conventional and FHA financing to help homeowners decide on the loan program that suits their needs.

Andrew Vierra
NMLS #230799
Branch Manager
(916) 932-7160

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