About Us

Hi, I’m Andrew Vierra, Branch Manager with WealthWise Mortgage Planning in Folsom, California, a Division of American Pacific Mortgage.

My philosophy is simple:  educate and empower our clients so they can make sound, well-informed decisions about the best options to handle their mortgage.

And while we provide a wide variety of loan programs to our clients—FHA, Conventional, USDA, Reverse Mortgages—our passion lies in helping active-duty and retired military use the benefit they’ve earned to purchase or refinance a home with a VA Mortgage.

Why Choose VA Loan Professionals through VALoansOfCalifornia.com

California has specific lending laws.  It's important to work with a lender—and especially a Loan Consultant—who understands them…one like WealthWise Mortgage Planning.

Being headquartered in California, means our team lives and works here, making us inherently familiar with California-specific lending requirements.

VA Loan Specialists

You want a VA loan specialist leading you through your loan process.

Our VA mortgage professionals specialize in VA purchase and VA refinance home loans.  Important to you because VA loans--while offering tremendous advantages to those who qualify--are unique in their requirements.  Our trained VA loan specialists confidently lead you through the process, making getting a VA loan with us as easy as getting any other loan.

Committed

We are honored to be of service to the men and women who sacrifice to protect our freedom. 

People choose us every day because of our outstanding service.  We have helped so many families just like you buy--not just their first, but second homes and investment properties, too.

Our commitment is to treat you and all our clients with dignity, respect and the personal attention you deserve.  Our goal being to educate and empower you with the knowledge and tools necessary to choose the loan that meets your specific needs and makes you most comfortable.

Simple and to the point

We believe that our clients want easy-to-understand, straight-forward information on VA loans. No fluff; no beating around the bush; no industry "jargon" that's over your head.

You get that here.

Our loan officers know that getting a loan can be scary and confusing, so we explain everything in simple, plain English, and we invite all our clients to continually ask questions until they're comfortable...and if they forget what we said, they're encouraged to ask again. The last thing we want is a client leaving our office and muttering to themselves, "...what just happened?"

Get to know us--BEFORE YOU APPLY!!

Call or complete the basics of the information request under "Get Started on your VA Loan" on this page, and we'll contact you, answer your questions, even set up a face-to-face meeting in our office. If you like what you hear; feel comfortable with me and my staff, we'll start the process of getting you a new VA refinance or VA purchase loan.

Thank you:

Thank you for spending time getting to know a little bit about how we serve our active-duty, separated and retired military at WealthWise Mortgage Planning. Our goal is to have you as a client and friend for life.

And while we welcome any comments you might have about your experience with us, we are especially interested in ways that we can improve so that each successive loan experience is better than the last.

We look forward to the opportunity to exceed your expectations.

California's VA
Home Loan Specialist

Andrew is a Senior Mortgage Banker with years of experience with residential home mortgages. Andrew is proud to specialize in VA Home Loans to help active-duty and retired military personnel realize the dream of home ownership. Andrew and his team are also skilled in Conventional and FHA financing to help homeowners decide on the loan program that suits their needs.

Andrew Vierra
NMLS #230799
Branch Manager
(916) 932-7160
Licensed in CA

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