Start Your Quote for a VA Home Loan

Use the benefits earned through your military service to get a loan for $0 DOWN

Why Choose VA Loans Of California

  • Our team lives and works here, making us inherently familiar with California-specific lending requirements.
  • Our VA mortgage professionals specialize in VA purchase and VA refinance home loans.
  • We are honored to be of service to the men and women who sacrifice to protect our freedom.
  • Our commitment is to treat our clients with dignity, respect and the personal attention you deserve.
  • Our goal being to educate and empower you with the knowledge and tools necessary to choose the loan that meets your specific needs and makes you most comfortable.
  • Simple and to the point. We provide you with easy-to-understand, straight-forward information on VA loans.


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Purchase with Zero Down

The California VA down payment required to purchase a home is zero. But there are two requirements: One, you must be purchasing your home at, or below, the VA County Loan Limit; and two, you must have full or Remaining / Restored Entitlement to purchase.

photo of a flag flying on a home


Refinancing a California VA Loan has never been easier. People refinance for many reasons—lower rate, consolidate debt, take cash for a purchase, take cash for college. The reasons are as endless as the individual. If you currently have a VA loan and your goal is to lower your Rate/Payment, we can possibly help you with a special guidelines for an “Interest Rate Reduction Refinance” with little to no qualifying!

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VA Jumbo Loans

Yes, there is such a thing as a Jumbo Loan in California using your VA Loan Benefit. It’s kind of a little secret, though. While most lenders aren’t approved or qualified to do a VA loan, even those who are have no idea that Veterans can get a VA Jumbo Loan in California.

In Memoriam

We honor the memory of the original creator of this website, Andrew Vierra. His dedication and hard work in supporting veterans will not be forgotten.

Photo of Ander Vierra, former Loan Officer, with the words, "In Loving Memory" in celebration of his time with us before his passing.